Top 5 Best Free Finance for iPhone & Android

money saving apps, finance apps, bank apps, tax refund

Snapchat now allows you the user to send money as well as selfies, but the app has had its share of security problems. Instead use something that will make sharing money electronically easy and safe or just opt for something to help keep track of how much you’re spending. It is the weekend and you just got paid, but you don’t want to spend all your money. These five apps will make money management easier and faster.


1. Mint

money saving apps, finance apps, bank apps, tax refund

Mint combines all of your investments, accounts and cards into one place so you can easily track your spending. The app will notify you when you have a bill due or there has been a change made to your accounts. Once everything is connected, the main page will give you alerts for when you should pay bills as well as financial tips and a list of your financial transactions. Go to overview to see what you’ve spent the most on during the month. Set budgets for gas and travel, entertainment and food and you’ll see when you’ve gone over.

Download it here for Apple.

Download it here for Android.

Pros:

  • Set and keep to monthly budgets
  • See all of your recent transactions
  • Get bill alerts

Cons:

  • Sometimes doesn’t sync certain cards
  • Can be hard to navigate
  • Certain transactions can take awhile to appear


2. Venmo

money saving apps, finance apps, bank apps, tax refund

Venmo is an easy and safe way to send money online. Make a profile with your bank information and connect with friends who use the app. Send or request money by choosing a friend and filling out the amount. The money will be sent directly to your account. It keeps track of all the transactions you make so you never have to wonder if you’ve forgotten to pay someone for pizza from the other night. It is a great solution for the only one debit card allowed at dinner problem.

Download it here for Apple.

Download it here for Android.

Pros:

  • Send money at the touch of a finger
  • Look back at past transactions
  • Connect to a bank account of PayPal

Cons:

  • Both parties need to have accounts with the app
  • App sometimes crashes before transaction is complete
  • Have to type in the decimal


3. MyTaxRefund

money saving apps, finance apps, bank apps, tax refund

The only good thing about filing your taxes is getting a refund at the end. Know exactly when you’ll be receiving your money. If you filed with Turbo Tax, fill in your social security number and zip code and the app will pull up your records. For those who used something else, you’ll have to put in more information, but the app does a good job of finding everything you need. Once it finds who you are, the app will let you know where in the process your refund in and when you can expect it.

Download it here for Apple.

Download it here for Android.

Pros:

  • Give up to date refund information
  • Get estimated date for when you’ll see your money
  • If you filed with Turbo Tax it is easy to look up information

Cons:

  • Can be hard to find certain records
  • Doesn’t give much tax information outside of refund date
  • Don’t need it after you receive update


4. Square Cash

money saving apps, finance apps, bank apps, tax refund

If you’ve ever used a credit card at a food cart or on an iPad, chances are the company was using Square Cash. Businesses get a little attachment to swipe credit cards but for personal use all you need is your phone. Send and receive money to other people who have the app by putting in the amount and hitting send or request. The app takes care of the rest by using secured channels to contact your bank and give you the money.

Download it here for Apple.

Download it here for Android.

Pros:

  • Send and request money through a text
  • Can log in with an email or phone number
  • Most deposits happen instantly

Cons:

  • Need a profile to use
  • Can only share with people who have profiles
  • Some transactions can take a long time


5. Spending Tracker

money saving apps, finance apps, bank apps, tax refund

Always know how much you’re spending and how much you have with Spending Tracker. Fill in your income and expenses and the app will calculate exactly how much free money you have. Look through category to see where you’re spending the most money and even set up monthly budgets. It is simple to use and will make sure you don’t overdraft or spend money you don’t have. It is much easier than keeping track in a spreadsheet.

Download it here for Apple.

Download it here for Android.

Pros:

  • Look at expenses by category
  • See how much money you have left to spend in an easy graph
  • Look back at your past expenses

Cons:

  • Can be hard to navigate
  • Can’t add own categories
  • Have to update all expenses manually