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Are the Banks Open on 4th Of July 2015?

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Independence Day falls on a Saturday for 2015, and most of the banks are closed. However, certain banks will remain open because the federal holiday is observed on Friday, July 3rd. Bank of America, CitiBank, Chase, Capital One, Fifth Third Bank, Huntington Bank, TD Bank, Key Bank and Citizens Bank are all closed. Wells Fargo will have most branches closed, but check with your local areas because there may be a few open. Chase Bank’s call centers will mostly be open on the 4th of July, but the branches will be closed.

According to GoBankingRates, U.S. Bank and PNC Bank will have branches that are open on July 4, 2015, so check with your local branches to find out which locations are available.

Banks that are closed will resume services on the following day. Should you wish to check your local bank branch, click here to search the bank tracker system. And, as far as bank transfers go, any transactions made on the holiday will not be processed until the following business day. Check deposits will not clear until the next business day as well. Online banking, mobile banking and ATMs will still be in operation.

There will be no mail delivery, USPS branches will not be running, all federal offices will be shut down and courts will be closed.

In most areas, parking meters may be free and there are tons of sales and restaurant deals going on.


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It's the 4th Of July, but some of the banks are open for the holiday. Check out which branches are open and which are closed.