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While some have work and some have school, not everyone does on Columbus Day. The malls may be open, along with various restaurants, but a few things won’t. There will be no mail delivery, all federal offices and courts will be closed and only certain banks will be open on Monday. Banks that will be closed include Capital One, BB&T, City National Bank, Santander Bank, Union Bank, Bank of America, Citibank, SunTrust, and HSBC, along with most credit unions. KeyBank will only be open at certain locations, so check your local bank. The banks that will be open include Chase, TD Bank, Wells Fargo, PNC, and Sun Bank, but you should call ahead to check their hours for the holiday and to make sure your bank location will be serving customers. Additional banks open for the holiday include American Chartered Bank, American National Bank, Fulton Bank, American Savings Bank, First Merchants Bank, Hancock Bank, Metro Bank, Northfield Bank, U.S. Bank, Valley National Bank, Union First Market Bank, Intrust Bank, Webster Bank, Whitney Bank, and ValueBank Texas.
According to Go Banking Rates, the New York Stock Exchange and Nasdaq will remain open. Branches will re-open on Tuesday, October 14, 2014. State offices, county courts and/or offices, and colleges are open. In addition, garbage removal should be on schedule, unless announced by your local area.
When it comes to credit union exceptions, Saving Advice writes:
Credit Unions are similar to banks when it comes to the days they are open and closed, and most close on federal holidays. While there are a few regional and local credit unions which remain open for Columbus Day, the vast majority of credit unions observe the holiday and remain closed. The ones most likely to remain open are satellite branches located in grocery stores or other retail outlets.
As for ways to get around your bank being closed, Saving Advice reports:
It’s still possible to do many general banking transactions through an ATM, your mobile phone or on the bank’s website. While the bank may be physically closed, ATMs, apps and websites can normally be used 24 hours a day, 7 days a week. It won’t be possible to do all banking transactions through one of these means, but you can do many of the basic banking functions.
Remember that if you deposit a check into an ATM on Columbus Day, it may take until the next business day to process.
