Independence Day falls on a Monday for 2016, and most of the banks are closed. However, certain banks will remain open. Bank of America, CitiBank, Chase, Capital One, Fifth Third Bank, Huntington Bank, TD Bank, Key Bank and Citizens Bank are all closed. Wells Fargo will have most branches closed, but check with your local areas because there may be a few open. Chase Bank’s call centers should be open on the 4th of July, but the branches will be closed.
According to GoBankingRates, U.S. Bank and PNC Bank will have branches that are open on July 4, 2016, so check with your local branches to find out which locations are available.
Banks that are closed will resume services on the following day. Should you wish to check your local bank branch, click here to search the bank tracker system. And, as far as bank transfers go, any transactions made on the holiday will not be processed until the following business day. Check deposits will not clear until the next business day as well. Online banking, mobile banking and ATMs will still be in operation.
The New York Stock Exchange and Federal Reserve Banks will be closed down. Other federal holidays for 2016 include:
Columbus Day
Veterans Day
Thanksgiving Day
Christmas Day
On the 4th of July, there will be no mail delivery, USPS branches will not be running, all federal offices will be shut down and courts will be closed.
In most areas, parking meters may be free and there are tons of sales and restaurant deals going on.