Mac Jones: Everything you need to know

Jones agreed to terms Wednesday on a contract restructure with the 49ers that adds a $300,000 roster bonus for 2026, Tom Pelissero of NFL Network reports. Jones' contract for 2026 now stands at $3.55 million with another $2.25 million in incentives, a justified increase in salary after he went 5-3 as a starter in Brock Purdy's stead last year while completing 69.6 percent of his passes with an average attempt distance of 7.4 YPA, both career-high marks. After the 2026 campaign, Jones will be positioned for free agency. Jones has proven an ability to thrive in head coach Kyle Shanahan's offense and stands as one of the top insurance options in fantasy formats that allow multiple starting QBs.

San Francisco coach Kyle Shanahan said Wednesday that he expects Jones to be with the 49ers for 2026, Cam Inman of The San Jose Mercury News reports. General manager John Lynch also praised Jones but didn't comment on expectations for next season. Jones went 5-3 as a starter while completing 69.6 percent of his passes for 7.4 YPA, giving the 49ers a fantastic return on their investment in the first season of a two-year, $8.4 million contract. He probably won't be content to return to San Francisco as an underpaid backup, but his contract does give the team some leverage in discussions about a trade or raise.

Jones finished the regular season completing 70 percent of his pass attempts for 2,151 yards, 13 touchdowns and six interceptions across 11 games. All of Jones' passing production came in eight spot-starts spanning Weeks 2-11 while 49ers starter Brock Purdy recovered from a turf toe injury. The 26-year-old Jones thrived under head coach Kyle Shanahan in 2025, finishing with the highest completion rate (70 percent) and average attempt distance (7.4 YPA) of his career. Despite the backup's improved play, the coaching staff was steadfast in naming Purdy the starter once he was healthy enough to suit up. Jones remains under contract with San Francisco for the 2026 season, when he'll likely serve as one of the league's best insurance policies under center. The 2021 first-round pick won't have any value in fantasy drafts -- barring a catastrophic injury to Purdy this postseason -- but Jones' improved play makes him a reliable option to stream if he is asked to start at any point next year.